Take the pressure off this Christmas
Borrow £300 - £3,000 with no repayments for the first 3 months.*
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Fixed rate 29.9% APR
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No repayments for the first 3 months
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No early repayment penalties.
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Pay your balance off early and save on interest.
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Up to 36 months to repay
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Available from November 1st to December 31st
*T&C’s apply. Subject to assessment and approval. Interest accrues from the date your loan is issued.
Here's how it works:
Getting Started:
All our services are exclusive to our membership. Once you're a member, you can apply for loans and whichever savings accounts you like!
If you're already a member, you can apply for a loan by logging into the mobile app or online banking area and completing a 'Personal Loan' application form.
If you're not a member yet, click 'Become a Member' and complete the application form. Make sure to have your proof of ID handy!
Perks & Protections
No Early Repayment Penalties
when you apply direct
Save As You Borrow
Build savings while you repay from your salary
Free Loan Protection
up to £10,000 - T&Cs apply
The legal bits
This promotional campaign runs from 1st November to 31st December 2026. Plane Saver reserves the right to withdraw or amend this promotion where necessary. Credit is subject to status, affordability, identity, and eligibility checks. Applicants must be aged 18 or over and be a member of Plane Saver Credit Union Ltd. If you have applied for a loan with us within the last 90 days, please get in touch with us before submitting a new application. Loan Protection is provided to all eligible members free of charge. Full terms and conditions are available via our website.
Eligibility
Eligibility criteria may vary depending on your employer or membership group. Applicants must:
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Be aged 18 or over
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Be a member of Plane Saver Credit Union Ltd
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Meet our lending, affordability, credit and identity assessment criteria
Loans are not guaranteed. All applications are subject to full underwriting and approval.
Rates & Lending Decisions
This promotional offer is only available to eligible applicants approved within the campaign period and who meet the relevant lending criteria. Final loan amounts, repayment terms, and interest rates will be confirmed in your Loan Agreement following full affordability and credit assessment. If you have an existing Plane Saver loan, any new lending may be combined with your existing agreement and assessed in line with our lending policy. Promotional terms may not apply where lending is consolidated or restructured. Any resulting terms will be confirmed in your Loan Agreement.
Representative Example
29.9% APR (Fixed annual interest rate: approximately 26.168%)
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Amount of credit, £1,000.00
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Duration, 24 months
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First 3 monthly repayments, £0.00
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Following 20 monthly repayments, £64.04
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Final monthly repayment, £63.94
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Total amount repayable, £1,344.74
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Total interest payable, £344.74
Interest accrues from the date the loan is issued, including during the first 3 months when no repayments are made. The payment holiday delays the start of your repayments but does not reduce the amount borrowed or stop interest accruing.
This example is for illustrative purposes only. Your actual loan amount, monthly repayments and total amount repayable will depend on your individual circumstances and will be confirmed in your Loan Agreement.
Responsible Borrowing
Plane Saver encourages all members to borrow responsibly and within their means. Before applying, please consider your full financial situation, including existing commitments and affordability. Supporting documentation may be required during the application process. We encourage all applicants to carefully review their Loan Agreement before signing, as this will contain the final agreed terms. Loan Agreement terms always take precedence over any promotional information.
